The 5 Best Bank/Credit Unions Around Steubenville

An astonishing 68% of Americans report using a bank account or credit union as their primary source for financial services, underscoring the vital role these institutions play in the economic stability of our community and the country at large. Banking, finance, and credit unions are the fundamental gears that keep our local economy moving, offering everything from savings accounts for a child's college fund to commercial loans that help a small business owner expand operations. The choice of where to entrust one’s money is a significant decision, requiring trust, reliable customer service, and a broad spectrum of competitive financial products. In the competitive financial services industry, customers rely on their local branch for personal guidance, efficient transactions, and innovative digital tools, which is why the readers of the Weirton Daily Times vote diligently to recognize the financial leaders in the Steubenville area for their annual Best of the Best contest.

Huntington Bank

The venerable Huntington Bank focuses on a “Welcome” philosophy that centers around building deep relationships to meet each customer’s specific needs. Since P.W. Huntington founded the bank in 1866, the institution has been dedicated to a purpose of making people’s lives better and helping businesses thrive. Huntington offers tools and guidance designed to help customers feel more confident and capable with their financial future, operating on the belief that money should support your life, not complicate it. They offer customers a superior experience by providing competitive financial products, which includes everything from checking accounts like the Asterisk-Free Checking to digital tools like The Hub, a platform designed for simple money management.

First Choice America Community Federal Credit Union

First Choice America Community Federal Credit Union stands as a member-owned financial cooperative, serving families and businesses in the Tri-State area with a unique, not-for-profit structure. This means the credit union’s purpose is to serve its members rather than maximize profits for outside shareholders. A major benefit of this structure is that any earnings are typically returned to its members through reduced fees, lower loan rates, and higher savings rates. This institution, which grew from the Steel Works Employees Security League Federal Credit Union founded in 1939, continues to embrace the “people helping people” philosophy that appealed to the Weirton steelworkers many decades ago, and they simplify banking by offering convenient services like First Choice America Online and an easy-to-use bill payment system.

WesBanco Bank

WesBanco Bank delivers the capabilities of a large bank paired with the familiar feel of a community bank, a blend that many customers appreciate. The company bases its customer-centric service culture on a “Better Banking Pledge,” which commits to efficiently and effectively serving all personal and business customer needs while focusing on long-term relationships. Founded in 1870, the institution, headquartered in Wheeling, West Virginia, offers a full array of services that extend beyond traditional banking, including wealth management, private banking, and a full-service insurance agency. WesBanco emphasizes its commitment to the community and provides a convenient banking experience that includes instant debit card issuance at all locations and access to a network of over 55,000 surcharge-free ATMs nationwide.

Hancock County Savings Bank

Hancock County Savings Bank has been a steadfastly independent community leader and lender since the state-chartered Hancock County Building and Loan Association was founded on December 31, 1899. They champion the dream of home ownership, a mission that is reflected in their lending focus, which includes a low-cost, fixed-rate home equity loan and quick mortgage approval, often within seven to ten days, with a strong promise of local lending decisions. The institution provides various options for customers to save and check, such as their Hancock Classic Checking Account that requires no minimum balance to maintain and their Statement Savings Account where interest is compounded daily and credited monthly.

PNC Bank

As one of the largest financial services corporations in the United States, PNC Bank provides a wide array of services including retail and commercial banking, wealth management, and real estate lending. A core feature of their retail offering is the Virtual Wallet, which integrates three accounts—Spend, Reserve, and Growth—to help users more efficiently manage their money by separating funds for everyday use, short-term savings, and long-term goals. PNC utilizes technology to provide financial control, offering innovative digital tools such as the Money Bar and the Calendar feature, and they offer a service called Low Cash Mode to help customers manage low-balance moments, which includes a $0 non-sufficient funds fee and a minimum of 24 hours of Extra Time to bring a balance to zero.

Thanks, Gemini.